Hi friends,
In India, insurance is not as popular as in western countries. People do not have a belief. The principle behind insurance is noble. Many people contribute to alleviating a suffering person. You get the satisfaction of having helped a suffering soul. One day, you may be at the receiving end.
Hospitalization expenses have gone sky-high. The family doctor system has gone and specialists have arrived. For problems with vital organs like brain, heart, lungs, kidney, and liver, there are specialists and cost of treatment is exorbitant. Without insurance, it will be difficult to manage.
Insurance to cover hospitalization expenses is a must for senior citizens. Otherwise, the children will have to suffer to meet their medical expenses. It is difficult to cover after they are 60 and above. They have to undergo medical tests etc. It is advisable to cover before they reach 60.
There are many schemes available with various insurance companies for different premiums. You may cover as an individual, a couple and a family for a sum assured. It is renewable every year. After 3 years, one is eligible for all ailments including existing ones. Please do not delay.
MY DAILY ROUTINE.
5-00 AM Waking up
6-00 Getting up
6-30 Coffee
7-00 Browsing Internet, The Hindu, Times of India, FaceBook.
8-30 Walking for 30 minutes.
9-00 Green tea, washing, bathing, prayer, meditation.
10-00 Meals: 1 cup of rice, sambar, vegetables and buttermilk.
10-30 Reading books
1-00 Nap for one hour.
2-00. Half cup coffee. Writing article.
4-00. Light tiffin and buttermilk.
4-30. Writing article
5-30 Walking for 30 minutes
6-00. Bath, prayer.
6-30. Reading books
7-30. Dinner. 1 cup rice, sambar, vegetable and buttermilk.
8-00. Watching TV with the wife.
9-00. Retire to bed.
In India, insurance is not as popular as in western countries. People do not have a belief. The principle behind insurance is noble. Many people contribute to alleviating a suffering person. You get the satisfaction of having helped a suffering soul. One day, you may be at the receiving end.
Hospitalization expenses have gone sky-high. The family doctor system has gone and specialists have arrived. For problems with vital organs like brain, heart, lungs, kidney, and liver, there are specialists and cost of treatment is exorbitant. Without insurance, it will be difficult to manage.
Insurance to cover hospitalization expenses is a must for senior citizens. Otherwise, the children will have to suffer to meet their medical expenses. It is difficult to cover after they are 60 and above. They have to undergo medical tests etc. It is advisable to cover before they reach 60.
There are many schemes available with various insurance companies for different premiums. You may cover as an individual, a couple and a family for a sum assured. It is renewable every year. After 3 years, one is eligible for all ailments including existing ones. Please do not delay.
MY DAILY ROUTINE.
5-00 AM Waking up
6-00 Getting up
6-30 Coffee
7-00 Browsing Internet, The Hindu, Times of India, FaceBook.
8-30 Walking for 30 minutes.
9-00 Green tea, washing, bathing, prayer, meditation.
10-00 Meals: 1 cup of rice, sambar, vegetables and buttermilk.
10-30 Reading books
1-00 Nap for one hour.
2-00. Half cup coffee. Writing article.
4-00. Light tiffin and buttermilk.
4-30. Writing article
5-30 Walking for 30 minutes
6-00. Bath, prayer.
6-30. Reading books
7-30. Dinner. 1 cup rice, sambar, vegetable and buttermilk.
8-00. Watching TV with the wife.
9-00. Retire to bed.
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