People who have completed their duties in educating their children and getting them married may be under the impression that our responsibility is over and we can lead a happy retired life with our grandchildren. We are wrong. We are not free yet.
When we were young, we were one among many children and we had the responsibility to support our parents until our siblings were married. Our parents might have spent everything on education and wedding expenses and they were gone.
We started our life at around 40. We limited our children to one or two. We gave them professional education and they studied well and got into good jobs. We even constructed a small house and saved something for our retired life.
We got our children married. We led a simple life spending on necessities, avoiding the comforts, and forgetting the luxuries. We managed to live our life until retirement. Our children are earning a good salary and they are happy to take care of us.
Meanwhile, the cost of living has gone up. Lifestyle has changed. Both husband and wife have to work. Credit/debit cards, EMI, Internet, iPhone, sedan, etc. are the order of the day. They are under stress. It leads to BP, diabetics, migraines, obesity, infertility, depression, etc. Life is not peaceful.
The cost of a flat is one crore. Children's education expenses need one crore. Medical expenses on four parents require one crore. Investment in retired life needs one crore. They have to save five crores in 25 years ie 2 lacs per month.
We must understand this. We were helping our parents and we have to help our children now. We were simple and economical and we should continue to live like that. That is our life. What to do? IS IT PLEASURE OR PAIN?
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