A friend told me that he wanted to lead a budgeted life after his nearing retirement. I gave him the following suggestions. I do not just preach. Determination comes out of life situations. I was bankrupt in 2001 and I became self-sufficient in 2016 by strictly living on these lines for 15 years. It is healthy, economical and satisfactory.
1. Get up at 6 Am.
2. Walk for 30 minutes morning and evening.
3. Breakfast 8 Am, lunch at 1 pm, dinner at 7 pm.
4. No snacks. Only fruits.
5. Wife to broom the floor daily.
6. Husband to mop the floor daily.
7. Wash your dresses.
8. Wife to wash pillow covers once a fortnight.
9. Husband to wash bedspreads once a fortnight.
10. Husband to wash netlon/screens once in two months.
11. Both to clean the house dustfree once in two months.
12. Washing of utensils is to be shared.
13. Go to bed by 9 Pm.
14. Go only for necessities.
15. No debit or credit cards and I phone.
16. Only cash purchase of listed items once a month.
17. To save electricity, use 25W and switch on only when needed.
18. Do not use a defrosting fridge, AC, large TV, and washing machine.
19. Have only 5 sets of dresses.
20. Always travel by bus or train.
21. Hotel once in 2 months.
22. Cinema once in 2 months.
23. Accounting, reading, writing, music, meditation are to be included.
Total expense for two people per month excluding rent is approximately Rs.6000/ You may add a thousand or two in case of need.
1. Get up at 6 Am.
2. Walk for 30 minutes morning and evening.
3. Breakfast 8 Am, lunch at 1 pm, dinner at 7 pm.
4. No snacks. Only fruits.
5. Wife to broom the floor daily.
6. Husband to mop the floor daily.
7. Wash your dresses.
8. Wife to wash pillow covers once a fortnight.
9. Husband to wash bedspreads once a fortnight.
10. Husband to wash netlon/screens once in two months.
11. Both to clean the house dustfree once in two months.
12. Washing of utensils is to be shared.
13. Go to bed by 9 Pm.
14. Go only for necessities.
15. No debit or credit cards and I phone.
16. Only cash purchase of listed items once a month.
17. To save electricity, use 25W and switch on only when needed.
18. Do not use a defrosting fridge, AC, large TV, and washing machine.
19. Have only 5 sets of dresses.
20. Always travel by bus or train.
21. Hotel once in 2 months.
22. Cinema once in 2 months.
23. Accounting, reading, writing, music, meditation are to be included.
Total expense for two people per month excluding rent is approximately Rs.6000/ You may add a thousand or two in case of need.
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